Pre-payment Services by Mobile Phone

This Concept is based on the fact that there for some years ahead will be a great need in every country for alternative payment solutions. Most banks are not allowing large groups of individual persons to get any bank accounts.

Examples of these groups are persons without employments or with only temporary employments, persons without regular income, and persons with earlier payment problems (e.g. registered court action for non-payment of debt).

The Concept enables payments via pre-payment accounts on an e-payment platform using three payment options: web interface, debit card, and mobile phone.